AI-Powered Identity Verification via Open Banking
Built a next-generation KYC platform that verifies customers through their bank in under 60 seconds-no documents, no selfies, no passwords. Powered by PSD2 and AI-driven risk analysis.
Reinventing Identity Verification for the Digital Age
Traditional KYC processes are slow, cumbersome, and fraud-prone. Document scanning, selfie verification, and manual reviews create friction that drives customer abandonment-while still leaving businesses exposed to identity fraud and regulatory risk.
The challenge: build a verification system that's faster, more secure, and more user-friendly than document-based approaches, while meeting strict AML/KYC regulations and GDPR requirements.
How It Works
A revolutionary approach to identity verification using bank-level trust.
Bank Login
User authenticates with their bank using existing credentials
Data Analysis
AI analyzes transaction patterns and account data
Risk Scoring
ML models assess fraud risk and verify identity
Verified
Customer verified in under 60 seconds
What We Built
A comprehensive identity verification platform leveraging Open Banking and AI.
Open Banking Integration
- PSD2 AIS connectivity across 16 banks
- Secure bank account verification
- Transaction history analysis
- Real-time data access
- GDPR-compliant data handling
AI Risk Engine
- Machine learning fraud detection
- Behavioral pattern analysis
- Risk scoring algorithms
- Continuous model improvement
- Explainable AI decisions
Compliance Layer
- AML/KYC requirements fulfilled
- GDPR data protection
- Audit trail generation
- Regulatory reporting
- Evidence package creation
Integration APIs
- Simple REST API integration
- Webhook notifications
- White-label options
- Multi-tenant architecture
- Real-time status updates
The Outcome
A revolutionary identity verification platform that eliminates document friction while improving security. Businesses can now onboard customers in seconds with higher confidence and lower fraud rates.
<60s
Verification time
Zero
Documents required
16 Banks
Polish coverage
Building identity verification solutions?
Let's discuss how our AI and Open Banking expertise can help you streamline customer onboarding.
Let's Talk